Jim Driscoll
Mortgage Loan Officer · Mortgage Equity Partners · NMLS #21420
Straight answers about home financing.
I’m Jim Driscoll — 31 years as a mortgage loan officer, helping buyers in Massachusetts and New Hampshire structure the right loan, not the flashiest one.
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Prefer to talk now? Call me directly at (617) 529-9007.
No spam, no obligation — just a conversation about your numbers.
What I help with
First-time buyers
Low down payment options, down payment assistance, and what approval actually takes.
Move-up buyers
Sell-first vs. buy-first, bridge strategies, and making a financed offer competitive.
Self-employed borrowers
How lenders read your tax returns — and the programs that work when they don't.
Investors
2-4 families, DSCR loans, and financing that matches how you run your properties.
Featured guide
What You Need to Know About How a 2-1 Buydown Works
Temporary rate buydowns explained by someone who’s closed them for three decades — how the escrow works, who they fit, and the real payment math on a $500,000 loan.
Read the guide →
Latest articles
Dropping the Home Sale Contingency: The Cost Breakdown
What it actually costs to make an offer without a home sale contingency in MA and NH, plus bridge, HELOC, and recast math you should run first.
2026-09-07
What Actually Counts in Your Debt-to-Income Ratio
A plain-language look at how mortgage lenders calculate DTI, which debts count, which ones don't, and what to fix before you apply in MA or NH.
2026-09-03
Inside the $499 Cash Offer Program: How It Works
A financed offer presented as cash for a flat $499, with no financing contingency and low-appraisal protection. What sellers see, what it costs, and the limits.
2026-08-17
How to Analyze a Rental Property Before You Make an Offer
Cap rate, cash-on-cash, and cash flow explained in plain numbers, plus the expenses investors forget on MA and NH multifamilies.
2026-08-10
Investor Deal Math: Where Your Analysis Meets the Lender
Cap rate, cash-on-cash and DSCR explained, plus how lenders count rent, down payment and reserves on investment property in MA and NH.
2026-08-10
How to Get Rid of PMI on Your Mortgage in Massachusetts
PMI isn't permanent. Here's how cancellation works at 80% and 78% LTV, when rising values in Methuen or Lynn can help, and why FHA is different.
2026-08-09